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Northumberland Dental Care Extractions and Oral Surgery

Insurance Providers We Accept

We’re delighted to accept the following dental insurers:

  • Vhi Dental – direct pay available.
  • DeCare Dental – direct pay available.
  • Laya Healthcare – pay and claim.
  • Irish Life Health – pay and claim.
  • Employer or group dental schemes – pay and claim.

If your insurer isn’t listed here, don’t worry, just give us a call and we’ll check it for you.

Direct Pay vs Pay and Claim

A simple explanation to help you choose confidently.

Direct Pay (Vhi Dental & DeCare Dental)

Only VHI Dental and DeCare Dental allow us to claim your benefits directly. 

With direct pay: 

  • You don’t pay the full amount upfront 
  • We send the claim straight to your insurer 
  • You only pay the difference, if there is one 

Important:
To use direct pay, we must have your insurance details when you book your appointment. If we don’t receive these in advance, your visit will automatically switch to pay-and-claim

Pay and Claim (All Other Insurers)

If your insurer doesn’t offer direct pay, you can absolutely still use your cover with us. The only difference is the claiming process. 

You will: 

  • Pay the full amount on the day 
  • Claim your refund directly from your insurer afterwards 

We will give you: 

  • An itemised receipt.
  • Treatment or procedure codes.
  • Any extra documents your insurer requires.

What Your Insurance Might Cover

Every plan is unique, but most include benefits for:

If you’re unsure about what your policy includes, don’t worry, we can help you understand the basics before your appointment.

Dental Care Ireland Gum Treatments

We’re Here to Help

Using your insurance shouldn’t be confusing. Our team will happily help you:

  1. Understand what your plan covers.
  2. Know what to expect during your visit.
  3. Use your benefits correctly.
  4. Avoid unexpected costs or misunderstandings.

Just give us a call and we’ll take it from there. Our goal is to make your experience as smooth and stress-free as possible.

Frequently Asked Questions

We accept a wide range of providers, including Vhi Dental, DeCare Dental, Laya Healthcare, Irish Life Health, and many employer or group schemes. If you’re unsure about your specific policy, simply call your local practice and we’ll check for you.

Only Vhi Dental and DeCare Dental offer direct pay at our practices. This means we claim the covered amount directly from your insurer, and you only pay any balance that remains.

To use direct pay, you must give us your policy or membership number when booking. We need these details in advance to verify your cover. Without them, your visit will be processed as pay-and-claim.

We won’t be able to apply direct pay. You’ll pay the full cost on the day and then submit your own claim to your insurer.

Yes, absolutely. You’ll just pay on the day and claim back from your insurer afterwards.

We will provide:

  • An itemised receipt.
  • Any necessary treatment or procedure codes.
  • Insurer-specific forms, if required.

If you’re unsure how to submit a claim, our team can guide you.

It varies, but many policies include benefits for routine examinations, cleaning, X-rays, fillings, root canal treatment, gum care, extractions, and some restorative treatments like crowns. To know exactly what your plan includes, check your policy or contact your insurer.

If you have dental insurance, please bring:

  • Your policy or membership number (if not already provided).
  • Any claim forms your insurer requires.

For direct pay, remember: your details must be submitted before your visit.

We can check direct-pay eligibility for Vhi and DeCare once we have your details. For all other insurers, we’ll guide you on what questions to ask and how to check your cover directly with your provider.

Just give us a call. We’re always happy to explain the process, answer any questions, and make sure you feel confident using your cover.

Contact Dental Care Ireland Ennis

To find out more about using your dental insurance in Ennis, please contact us on (065) 682 8486 or ennis@dentalcareireland.ie.